The verdict is in.
I just spoke to the Geico claim adjuster and what he told me was sickening.
Apparently, with Geico they allow the repairs to be made with used parts. So, with the used parts, the total is going to come out to $1,100.00.
That means:
I pay $1,000.00 (my deductible)
Geico pays $100.00.
Why do I pay insurance? This is ridiculous. I'm angry and sad and bummed and furious. The emotions are enough for a stomach ache.
If I'm going to pay $1,000.00 I think I should at least be getting a new radio, not a used one. Ugh.
My car will most likely take a week to be fixed. So, not only am I $1,000.00 in debt, I'm carless and XM receiver-less (apparently I never added it to my coverage.)
I really want to look to the brightside here, but it's really difficult at this point. Almost impossible. I understand what you guys said about the person that did this, and that they're possibly needier than me, but I don't buy it. I work hard to pay my bills and to eat and sleep under my roof. I don't make much and I don't have much spending money, but I make due on what I have. I don't steal other peoples things to get by, I WORK to get by and, unfortunately, that's really all that is happening...I'm just getting by. I've been working since I was 13 years old. I just find it really hard to try to justify this thief's actions.
I used to love where I live. Now I hate it.


I believe in Karma, but...

I really didn't do anything to warrent this.

Saturday morning I was woken up by Brodie who said he had "some bad news".

My car had been broken into.

My car was parked on Main Street, a little bit east of my building in front of the Methodist church. I had parked it there Friday afternoon after work because there was absolutely no parking in front of my building due to it being pay day and there is a bank on the corner. I had gone out with Jen that night and she drove which is uncommon because I always drive, mainly because my company pays for my gas, but also because I really haven't been in the mood to drink lately. Friday night was different though. It was the day after my birthday and everyone was going down to Brennan's and we were going to celebrate. I had a blast. After Brennan's, we went down to the Half Penny where we continued a super fun night. Seeing as I began drinking at 7, I was home and in bed by 1:30am. I really wanted to get some rest because Brodie had told me that he was taking me away for the weekend (for my birthday). I was so excited about this, I can't even tell you. It's the last weekend he has free because he's starting rehearsal for a new show that runs through November. I was really looking forward to a romantic getaway...Until Saturday morning came around and we no longer had a car to take the trip in.

So. They smashed my passenger side window and climbed through it so as not to open the door and set off the alarm. They ripped out my entire dash which was a complete shock to me b/c the car only has a factory radio. They got my XM unit and a bunch of CD's. Since the window was smashed and it was pouring raining all Saturday morning, the inside is wrecked with water damage.

Best part. I have a $1,000.00 deductible. I mean, really, who thinks that a factory radio is going to get stolen from a two year old Civic? Even the cop that took the report was shocked. He said that he had never seen anything like it. He said that they usually just take the whole car.

I have no money for this. I'm in shambles. I don't understand what I could have done to bring this upon myself. I'm so sad that we didn't get to go away this weekend. My car is in the shop and it won't be ready for at least a week. I'm borrowing my Father's car and I feel terrible about putting him out, but I had a little problem at the Rental place that I don't even want to think about.

I really don't have the money and I'm really stressed over it. I really don't know what to do at this point.

Does anybody have any suggestions?

I'm afraid to park my car by my place b/c I feel like it's just going to happen again. I'm afraid to walk into my apartment building alone b/c the person that did this might be watching my every move. I've never been afraid. I've always known that there are bad people in the world and to be careful of them, but I've never felt so helpless.

I haven't slept a full night since. Who knows when I'll be able to.